PRIVATE WEALTH MANAGEMENT
Lifestyle Planning
Managing wealth is not the only consideration when embarking on a financial plan. Protecting your wealth is most often as important! Knowing whether or not you have sufficient and more importantly the appropriate life cover or disability cover is something that can rarely be established without the assistance of a financial planning professional.
Retirement Planning
It is our experience that most people have not put sufficient thought into their retirement. Whether it is due to ill health or old age, retirement is inevitable. Making sure you have sufficient saving is not that easy to work out without the right expertise. Through a careful consultative process we will establish what your provision should be edging you closer to financial freedom.
Investment Planning
Once our client’s investment planning needs are established, we make use of the following opportunities:
Unit trust funds
Share portfolios
Money Market Funds
Pension, Provident and Preservation Funds
Property Funds
Structured and bespoke products
Guaranteed Products
Hedging strategies
Offshore Investment
South Africa being a mere half of a percent of the total investable worldwide wealth it would make sense that offshore investments should form part of almost every investor’s portfolio. Knowing that should be the easy part, knowing where, how and when is not that easy. With over 20,000 offshore funds available we will make the decision easier for you. Whether it be in direct share portfolios or unit trusts an informed approach is necessary, whilst giving careful consideration to tax and estate planning. We have the necessary expertise to help you navigate your way through.
Estate Planning
Estate planning is the process of anticipating and arranging for the disposal of an estate during your life. We at Working Capital attempt to eliminate uncertainties over the administration of our client’s estates and maximize the value of the estate by reducing taxes and other expenses.